Frequently Asked Questions

CashMama is an Instant Personal Loan Platform for Young Professionals, where they can apply for a Short-Term Personal Loan up to ₹ 5,000 as per their requirement.

The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user.

1. Install the CashMama app from the Play Store.

2. Register yourself via your Facebook profile or mobile.

3. Fill in your basic details to check your eligibility.

4. E-sign the agreement.

5. Get cash.

You can read our T & C .

You can read our Privacy Policy.

It usually takes anywhere from 4 – 7 days to avail a Personal Loan processed by a bank, which also requires a lot of documentation and frequent visits to the branch office.

However, the CashMama Personal Loan process is entirely online, and it takes hardly 15 minutes to be processed depending on your eligibility.

The transfer is done in cash to your bank account, which you can use anywhere as per your convenience.

You can take a loan for various reasons. It could be to gift your loved ones, or to take care of a medical emergency for anyone in your family,

or even for shopping on an online sale you do not want to miss.

Situations and opportunities do not come with a notification, and we at CashMama want to help you make it through any sudden and unexpected financial emergency you may have.

We offer Personal Loans in the form of Short-Term Personal Loan starting from ₹ 3,000 to ₹ 5,000 with different tenures for repayment.

a. Short-Term Personal Loan: This is a Personal Loan starting up to ₹ 3,000 for 7 days.

b. Short-Term Personal Loan: This is a Personal Loan starting up to ₹ 3,000 for 14 days.

c. Short-Term Personal Loan: This is a Personal Loan starting up to ₹ 5,000 for 7 days.

d. Short-Term Personal Loan: This is a Personal Loan starting up to ₹ 5,000 for 14 days.

The loan tenure varies from 7 days to 15 days, depending on the loan amount.

CashMaMa is currently available on all Android phones. Do watch out for our iOS App coming soon!

This is the mobile number which is updated in your Aadhaar. For Aadhaar authentication, UIDAI will send you an OTP on this number.

The Loan Agreement is a legally binding agreement that you need to sign before availing a Loan.

The agreement states that once a loan is disbursed to you, you are liable to pay back the entire amount with interest and other charges as applicable within the maturity of the loan.

0.98‰ per day.

8% of the loan amount for 7days-loan.

12% of the loan amount for 14days-loan.

The processing fee and are deducted from your loan amount and the remaining amount will be disbursed to your account.

Penalty interest 1% per day and ₹100 overdue processing fee.

Yes, your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent,

except with the lenders.