CashMama is an Instant Personal Loan platform for professionals developed by Onion Credit Private Limited based at Villa 149, Indu Aranya Haritha, Bandlaguda, Nagole Hyderabad - 500068, India, where they can apply for a short-term personal loan starting from ₹ 3,000 up to ₹ 5,000 as per their requirement. We aim to become the first choice for young professionals when it comes to quick and convenient Personal Loans. The application process is completely online, and upon approval, the cash is immediately transferred to the bank account of the user. We understand that when you're in urgent need of funds, long waiting times can be very frustrating, so we eliminated that completely.
As an internet platform, we host multiple non-banking financial companies including KrazyBee Services Private Limited to lend to the customers of CashMama. KrazyBee Services Private Limited is an NBFC registered with RBI and Onion Credit Private Limited which owns the brand CashMama. Onoin Credit is started by a group of individuals from prestigious institutions such as IIT, IIM, and NUS among others, to solve the issue of easy credit among young professionals in India. The founding team feels that the Indian demography has a large population of urban young adults that spends a lot online and offline. For such an enormous ecosystem, the need for urgent personal finance for purchase requirements is highly under-served. An appropriate focus towards tech-based credit evaluation can not only help this demographic segment in a big way, but also fuel the Indian economy by encouraging responsible spending behavior among individuals.
Even if you haven't taken a loan before, or don't have a credit card, you can still avail loans with CashMama. We offer loans in varying ticket sizes and repayment tenures, to suit all your unpredictable financial needs. Most of the time, these come up without a warning and can be anything, like a sudden medical emergency, festival shopping, paying your EMIs/bills, etc. Even if it's something you want for yourself, like a vacation, booking concert tickets or shopping online, we don't believe that you must compromise of them just because you have very little or no money. That's where we come in!